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We specialize in performing inspections for insurance and lending.
Wind Mitigation Inspection
4-Point & Wind Combo
Below are some frequently asked questions. Click on the question to view the answer.
In 1992, Hurricane Andrew had devastating affects on the insurance and housing industries. Florida Building Code underwent major updates around 2002/2003 that made significant modifications to the way houses are built. These changes affected how the roof covering materials (shingles or tiles, for example) are attached, how the deck boards are attached, how the roof structure is secured to the walls of a home, and more.
The Wind Mitigation inspection checks to see which of these features are implemented in your home. If you've had your roof replaced, it describes what was done to bring your home up to or close to current standards. It's an assessment of risk that does one major thing for you: It qualifies you for credits (discounts) on your insurance premiums.
- How old is the roof?
- Depending on when it was installed, does it follow current code for roof installation?
- What type of nails are used to secure the deck boards and how many?
- What type of roof deck is in use? Plywood, OSB, or dimensional lumber?
- How do the roof trusses or rafters secure to the walls of your home?
- Is the roof a Hip roof, flat roof, or other type of roof?
- Is there a waterproofing layer (SWR) between the roof covering material and the deck boards?
- Do your windows have shutters or impact protection ratings? If so, which ratings?
- Do your solid doors have shutters or impact protection ratings? If so, which ratings?
- Do your garage door(s) have wind load or impact protection ratings? If so, which ratings?